Finding cover can be a challenge if you have penalty points or previous convictions on your record. At Gallagher Insurances, we specialise in helping convicted drivers across Ireland find reliable car insurance, ensuring you get back on the road with confidence.
Finding Cover After a Driving Conviction
If you have a conviction on your licence, many mainstream insurers may decline cover or offer higher premiums. However, specialist insurers can provide car insurance in Ireland, offering options for convicted drivers who may not qualify for standard policies.
As a specialist insurance broker, Gallagher Insurances works with a panel of insurers who take a fair, individual approach to your history. We provide options for drivers who may not qualify for standard policies, focusing on your current driving habits rather than just your past.
Insurance for a Range of Driving Convictions
Each case is assessed on its own merits. Our team has extensive experience assisting Irish drivers with:
- Penalty points and speeding – whether you have a few points or are nearing a disqualification limit.
- Serious offences – including drink driving, drug driving, or dangerous driving convictions.
- Administrative issues – such as previously driving without insurance or NCT.
- Past disqualifications – helping you secure cover once your driving ban has been lifted.

Secure Your Convicted Driver Insurance Quote Today
Don’t let a past conviction stop you from moving forward. Let the experts at Gallagher Insurances find the right policy for your vehicle and your budget.
What Information Will You Need for a Convicted Driver Insurance Quote?
When arranging car insurance after a conviction, insurers will usually need a few additional details about your driving history. Providing accurate information helps ensure you receive the most suitable quote and avoids complications later on.
Our team may ask for details such as the type of conviction, the date it occurred, the number of penalty points on your licence, and any previous disqualifications. We may also review your driving record, vehicle information, and how the car will be used. Our experienced advisers will guide you through the application step by step, helping you secure the right cover as quickly and smoothly as possible.
Why Choose Gallagher Insurances?
With over 45 years of experience as a trusted Irish insurance broker, we understand the complexities of the non-standard motor market. We don’t just provide a computer-generated number; we offer:
- Access to specialist markets – we work with insurers that the general public often cannot access directly.
- Tailored advice – our experienced team in Dublin provides clear support to drivers across Ireland.
- Confidentiality – we provide a non-judgmental environment to discuss your history and find the most suitable cover for your circumstances.

